64: Chapter 64 Longxia Credit Bank

Linchuan City, Longxia Credit Bank.

Yang Bai sat in the VIP room, took a sip of coffee, and flipped through the financial planning brochure the bank clerk had given him.

Just yesterday, Yang Bai had completed his implant surgery at the First Hospital under the knife of Tan Yingyue, and then immediately rushed to Tianqing Technology Co., Ltd. to collect his other champion reward.

That very same evening, he discovered a very serious problem, one that rendered him completely unable to use the reward the Longyan Xia Kingdom had issued him.

The problem was that he had no money, and that reward was a bottomless money pit.

"Seriously, I worked myself to the bone to win the championship, and the country didn't even award me a million or so star coins."

"What a headache."

Yang Bai set the financial brochure aside and said speechlessly.

Longxia Credit Bank was the most formal and largest financial institution in Linchuan City, if not the entire country; everyone who could enter its VIP rooms was someone with a net worth of at least a million.

Even for the lowest-tier financial product in the brochure the clerk had given him, Yang Bai didn't have the funds to buy it even if he emptied his pockets, so he simply stopped looking at it.

After waiting for about thirty minutes, the VIP room door opened, and a female clerk with a graceful figure, dressed in an office lady outfit, poked her head in.

Seeing Yang Bai, the female clerk bowed respectfully and said politely: "Mr. Yang Bai, Manager Zhou is already in his office. I will take you there."

Led by the female clerk, Yang Bai soon arrived at the office.

Yang Bai's reputation as the rookie king was quite powerful in Linchuan City; outsiders only knew that Yang Bai had relied on his strength to overcome obstacles, eventually defeating the tournament favorite, Chen Yuhao, who possessed a phantom beast familiar, despite being at a major disadvantage in the final.

But those in the know understood how much the Chen family had invested in this competition, and the fact that Yang Bai could win under such circumstances meant that the power behind him was no less than the Chen family's.

This was why Yang Bai was invited into the VIP area as soon as he arrived and was personally received by the General Manager of Longxia Credit Bank.

Yang Bai waited for ten seconds, and a hearty laugh came from outside the door.

"Hahaha, I was wondering why the magpies were chirping outside; turns out a rare guest has arrived."

Zhou Zheli pushed open the door, walked over to Yang Bai, and said: "Student Yang Bai, you didn't even give me a call when you came here. Sorry to have kept you waiting."

Yang Bai stood up, shook hands with Zhou Zheli, and said: "I just wanted to handle a small piece of business and didn't expect you to receive me personally, Manager Zhou. Look, I didn't even bring a gift, and I've disrupted your schedule. My apologies, my apologies."

Zhou Zheli patted Yang Bai on the shoulder, waved his hand with a smile, and said: "Don't be so formal. There's no disruption at all. Sit down, please, sit down."

Zhou Zheli sat down, adjusted his posture, and said seriously: "Let's get straight to the point, Student Yang Bai. I heard from my subordinate that you want to apply for a loan."

Yang Bai nodded and said directly: "Yes, my recent cultivation resources haven't kept up, so I want to borrow some star coins."

"Student Yang Bai, forgive my frankness, but with your current status—the special student reward from Linchuan No. 4 Middle School, the chief streamer position at Black and White Bear God Realm Company, and the special benefits from the Linchuan City Hall—you should be able to claim all of these; there's no need to come to me for a loan."

"Furthermore, I believe that if you wanted to, the five prominent families in Linchuan City would scramble to sponsor you, including myself."

Zhou Zheli didn't spell it out, but his meaning was simple: it was very easy for Yang Bai to get money. As long as he asked, a large number of people would scramble to send him star coins.

Yang Bai smiled, shook his head, and said: "The arrangement between Principal Tang and me was just a transaction; once the transaction was over, it was over."

"Gu Sichao is my friend. Talking about money with a friend is vulgar."

"As for the City Hall, I beat Chen Yuhao up like that; it would be quite awkward to go ask Old Chen for money."

"As for your sponsorship, forget it. After this God War Tournament, I've realized one truth: starting a business is better than working for others. Besides, accepting favors leaves one indebted."

This speech by Yang Bai was completely sincere and came from the bottom of his heart.

Originally, Gu Sichao had invited Yang Bai over just for show, to gain market share for the Black and White Bear Company through performance.

Yang Bai was sensible, too. After finishing the first match, he had intended to collect the salary Gu Sichao paid him and then happily be a streamer at the Black and White Bear God Realm, earning some money.

It was that old fox Chen Zhiwen who insisted on showing off, exerting power and using the God War Tournament to demonstrate the Chen family's influence in Linchuan City, which ended up attracting the attention of the National Security Bureau.

After causing so much trouble, it gave Yang Bai a psychological trauma regarding working for others.

Folks, who could understand? I just wanted to earn those 2,000 star coins.

Zhou Zheli nodded with a smile, "Hahaha, Student Yang Bai, you, oh you, what you said is well put."

Zhou Zheli took out a blue booklet, flipped to a page, placed it in front of Yang Bai, and said: "These are the loan terms our bank offers for new deities. You can take a look. Personally, I recommend you pay attention to [Angel Investor] and [Bright Loan]."

Yang Bai scanned the page briefly, shook his head with a bitter smile, and closed the booklet.

Seeing Yang Bai act like this, Zhou Zheli seemed to have anticipated it and said: "Why, not satisfied? Hmm, I can use my authority to arrange a First-Order Deity loan project for you."

Yang Bai extended his hand and said politely: "Thank you, Manager Zhou, for your kindness toward me. The projects you recommended were arranged with my personal situation in mind."

"But there is one biggest problem: I don't have any collateral."

Hearing Yang Bai's words, Zhou Zheli rubbed his temples and sighed.

Yang Bai leaned forward, moved closer, and said seriously: "I know that saying this might be a bit arrogant, but I want to ask."

"Yang Bai—how much money can this name borrow without collateral?"

"80,000 star coins, with the highest interest rate for loans of the same tier."

Zhou Zheli's gaze turned cold.

You have to understand, if it were anyone else who dared to come before him and say they wanted a loan without collateral, Zhou Zheli would definitely have thrown them out the window behind him.

The only reason Zhou Zheli was willing to offer this price was because of the power behind Yang Bai.

"300,000 star coins, with a lower interest rate. If possible, I would also like an overdraft limit of no less than 500,000." Yang Bai shook his head.

Hearing this request, Zhou Zheli sneered and said: "Heh, unless you are willing to accept the [Angel Investor] loan, never mind 300,000; I would lend you 500,000, and interest-free at that."

Yang Bai shook his head and continued: "I said before, I don't sell myself."

"Then please leave." Zhou Zheli pressed the button on the side of his desk and said: "You have three minutes now to show me your sincerity, otherwise, security will escort you out."