151: This is called combining theory with practice. You can tell whether the solution has been solved or not!

The so-called live Court trial was originally just a show put on by the Court in conjunction with the Public Security Bureau, Jinghai City Lawyers Association, and Jiangdong University of Political Science and Law.

Zhou Yun proposed the idea, then single-handedly executed it, while Old Zhuang handled the official communications and promotions.

New types of predatory lending schemes were becoming more and more prevalent, and many university students were falling victim, so when this activity was reported, the higher-ups also thought it was a good idea... The key was that Zhou Yun had prepared everything, only needing approval.

But the students didn't know that. They only knew that the lawsuit was going well, the company had various advantages, and then... they were about to be arrested?

General Manager Yu was still relatively composed, though his face was extremely pale, as he, being the company boss, was well aware of what he had done.

He just didn't quite understand, even if his liquidated damages were set a bit high, so what? How did that amount to fraud?

Shi Xiaoning, on the other hand, was completely dumbfounded. He turned into a wailing woman, muttering, "Impossible, how can this be? How can it be predatory lending?"

Compared to General Manager Yu, he knew the consequences once it was classified as predatory lending, because as early as 2019, the state had launched a crackdown on predatory lending.

In 2019, the Supreme Peoples Court, Supreme People's Procuratorate, Public Security Bureau, and Ministry of Justice jointly issued the "Opinions on Several Issues Concerning the Handling of Criminal Cases of 'Predatory Lending'."

Among them, Article 4 of the Opinions stipulates: In the process of implementing "predatory lending," if obvious violence or threats are not used, and its behavioral characteristics, as a whole, manifest as an intention to illegally possess, by fabricating facts and concealing the truth to defraud victims of their property, it shall generally be convicted and punished for the crime of fraud.

As he thought about it, Shi Xiaoning suddenly turned to look at General Manager Yu: "What exactly did you guys do, ah, are you trying to screw me over, you motherf**ker!"

Don't think lawyers are necessarily smart; there are quite a few lawyers who have been screwed over by their clients. It's just that relatively speaking, not many have been completely pulled into the mess, but there are still some.

Shi Xiaoning thought for a long time and couldn't come up with any other reason, so there was only one conclusion: General Manager Yu and his team must have been involved in other operations.

General Manager Yu was about to say something, but Shi Xiaoning had already swung his fist.

Being young, General Manager Yu was quickly beaten black and blue after a few punches. At this moment, several Police Officers quickly stepped forward to separate the two.

General Manager Yu kept complaining, "Look at him hitting me!"

Shi Xiaoning, on the other hand, was shouting his innocence: "I don't know anything, Police Comrade, I don't know..."

But it was no use saying he didn't know now; he would still have to be taken back for investigation.

General Manager Yu was about to say something, but the Police Officer leading the team directly interjected, "Alright, all thirty-nine people in your company, including your team, have already been subjected to criminal coercive measures. Now, cooperate honestly!"

What? Hearing this, General Manager Yu's face instantly turned pale.

This case was too big; a group fraud case involving nearly forty people. One could only say that the economic investigation department had a good start this year.

Just then, Judge Li struck the gavel: "A special situation has occurred. The Court is now in recess."

After the recess, Zhou Yun stepped forward with a smile and said, "General Manager Yu, what do you think of the place I picked for you? After you go in, it's an eight-hour workday, low salt and low oil, especially good for your health."

"Look how fat you are; you definitely have high blood pressure, high blood sugar, and high cholesterol. Don't worry, I guarantee you'll have a healthy body when you come out."

Hearing this, General Manager Yu, who had already been disheartened, almost jumped up in anger again.

He finally understood what Zhou Yun meant by "found a good place" a few days ago.

The old Police Officer also smiled and said, "Alright, Lawyer Zhou, stop talking. Look how angry you're making him."

Both of them were taken away. Originally, according to the school's idea, they shouldn't have been taken away yet, but allowed to stay here until the lecture was over.

However, the Public Security Bureau disagreed. After all, although the evidence was very clear now, both of them were still suspects and had not been convicted by the Court.

So, they still needed to be careful.

Watching the two being taken away, the students below finally reacted.

Everything happened too fast. Originally, this senior student had gained the upper hand, overwhelming the opposing Lawyer Zhou.

But then he was suddenly arrested? And for predatory lending?

Fang Yufei suddenly spoke with excitement, "Didn't we just say how Lawyer Zhou would break the deadlock? Actually, he already made it very clear: it's predatory lending!"

Yes, Fang Yufei remembered. Lawyer Zhou had said during his defense that because the other party was involved in predatory lending, there was no need to repay the money.

But this was a bit too dramatic, wasn't it? The Court was in session, and the Public Security Bureau directly arrested people!

The crowd below discussed animatedly, but no matter what, being able to witness an arrest in Court made today's lecture worthwhile!

And at this moment, Zhou Yun, from above, had somehow pulled out a microphone: "Hello, hello, everyone saw the trial just now, right? Let me first state that it's all real."

"Later, Judge Li next to me will also explain to everyone, so don't worry."

"I know everyone is very eager to know the inside story now, so I'll start explaining it to you."

Then Zhou Yun began to speak, starting from the decision to hold the lecture, then selecting a case, and then discovering, when listening to the client's description, that there was suspicion of predatory lending.

And predatory lending was definitely fraud!

"Students, when we practice criminal law, we must have penetrating thinking. What is penetrating thinking? It is the ability to see the legal essence through appearances."

"Why was this case classified as fraud? A very clear point is that it maliciously inflated the loan amount through high liquidated damages."

In layman's terms, if you originally borrowed five thousand yuan, but they made you transfer it in a way that the two thousand yuan of liquidated damages were also counted as your principal, then it's as if your debt changed from five thousand to seven thousand.

It's important to differentiate: originally, it was a principal of five thousand and liquidated damages of two thousand, and the state does not support this amount of liquidated damages.

Now, if these liquidated damages are counted as debt through a transfer method, then it is undoubtedly illegal possession, and it is entirely appropriate to classify it as fraud.

"Of course, this is a civil case, but civil cases also require penetrating thinking. Next, I will tell you how to find evidence for such cases."

Zhou Yun explained this part in detail: how to find clues through Bank statements, how to specifically open up breakthroughs, and what to do if a report is ignored. You must be prepared for everything.

In fact, this was the most crucial content; not only did students from the Political Science and Law University want to learn it, but ordinary people also wanted to learn it.

The legal basis is actually there, but the key is how you operate, how you find evidence, and what kind of evidence is needed. These are things that cannot be learned from textbooks; they must be summarized through long-term practice.

Zhou Yun spoke very meticulously, and the students listened very attentively.

If it were just a lecture on cases, it wouldn't be so captivating. The main reason was that Zhou Yun had just put someone in jail through practical operation, so naturally, everyone was interested when he talked about it now.

Even some professors were sitting nearby, listening.

"What is important in practice? Is it being able to speak? Look at how few words I said just now, and how much your senior from the Political Science and Law University said. Was what he said useful? Actually, it was not very useful."

The concept of public order and good customs isn't entirely useless. For example, Zhou Yun also mentioned public order and good customs last time.

But it cannot be used all the time. For loan contracts, you don't need to elaborate so much.

Finally, Zhou Yun began to summarize: "At first, I also found this case thorny, but, Zhou's Law's first rule is: if you can't solve the problem, then solve the person who raised the problem, and the problem will naturally be resolved."

"You see, I can't handle the case, so if I solve the plaintiff, won't the case be resolved? How simple... Hey, Judge Li, what are you doing!"

It was Judge Li next to him who couldn't stand it anymore and snatched the microphone: "You can listen to the previous parts, but Lawyer Zhou's later advice should not be used lightly. If this method is not used well, you might end up in jail yourself."

Zhou Yun was quite displeased on the side. Why shouldn't it be used? It's such a good method; problems are always brought up by people.

The students below, however, found it very satisfying. This was truly a perfect combination of theory and practice, and "solving the person who raised the problem" was just too cool!

They had indeed chosen the right idol in Lawyer Zhou!