226: Is this person so vicious?

The Legal Director on the opposite side immediately frowned, and Ren Jingcheng next to him was a bit nervous; in fact, he actually felt that what the other party said made a little sense...

No, no, what makes sense? What Zhou Yun said was all sophistry. Disease...how can disease be understood like that?

On the contrary, the Presiding Judge on the dais had a smile on his face and listened very attentively.

Zhou Yun continued, "Specifically, in this case, we can see that the cause of the insured's death was a change in body function. So why did body function change? The reason was excessive heat accumulation in the body."

"Well then, why would a perfectly healthy person have excessive heat accumulation in their body? The answer is, it was caused by a high-temperature working environment. It was the high-temperature working environment that led to excessive heat accumulation in the body, causing changes in body function, and thus, death."

For a Court hearing, Zhou Yun had to speak some “ghost talk,” meaning he had to speak professionally, not in plain language.

"So here we can make an analogy: in a car accident resulting in a fracture, the car accident is an external cause, possessing externality."

"And the casualty result has suddenness, unforeseeability, and involuntariness, which conforms to the 'accidental injury' situation stipulated in the insurance contract."

"So here, the high-temperature working environment is also an external cause, possessing externality."

"The resulting casualty also has suddenness, unforeseeability, and involuntariness, so it also conforms to the accidental injury situation."

"Its essence should be regarded as an acute physiological reaction caused by an external factor, rather than the result of the evolution of a chronic disease."

"Presiding Judge, my statement is complete."

This was Zhou Yun's logic, a very simple deduction... it was just filled with a bunch of jargon, so it sounded high-class and looked very impressive.

In essence, it meant that hot weather was an external factor, and it caused the person to die from heat, so it was an accidental injury.

However, if external high temperatures triggered internal chronic diseases leading to death, then there would be room for dispute, requiring further autopsy to determine the cause of death, and then a lawsuit.

But now, Duan Liwei's situation fully met the criteria for accidental injury, so the insurance company should compensate.

The Legal Director's frown deepened. He could guess that Zhou Yun would argue based on “external heat,” but he didn't expect the other party to establish an entire logical system by starting from medical definitions.

Moreover, neither the Insurance Law nor other regulations, nor major insurance companies, had ever provided an insurance industry definition for the term “disease.”

So, it could basically be said that the default understanding of “disease” was its medical definition.

Seeing that the Legal Director next to him remained silent, Ren Jingcheng finally couldn't help but say, "I need to state that the definition of disease in our contract is not the medical definition."

This was the method of refutation he thought of: since all your logic is based on this definition, wouldn't it be fine if I just deny it first?

As soon as he uttered these words, the Legal Director beside him was about to say something when Zhou Yun on the opposite side already smiled.

"Defendant, are you certain? Certain it's not the medical definition?"

Logically, this kind of “interrupting” behavior is not allowed, and under normal circumstances, the Presiding Judge would say a few words.

But at this moment, the Presiding Judge remained silent, merely looking at Ren Jingcheng as if he were looking at someone ignorant of the law.

The Legal Director finally reacted at this point and quickly said, "No, no, we are certain it is the medical definition, absolutely certain, he... he was talking nonsense."

The Presiding Judge now struck the gavel: "Alright, everyone, stop arguing. Plaintiff's representative, you are warned once. Do not speak out of turn next time. Defendant, continue your statement."

Warned once... Zhou Yun nodded with a smile, which was as good as no punishment.

Sun Yiling beside him asked curiously, "Zhou Lawyer, why was that person so certain?"

Zhou Yun smiled upon hearing this and said, "That's their Legal Director; he understands the law. I just dug a random pit for them."

"If the other party said that the disease in their contract didn't use the definition of modern medicine, then it would be easy to handle."

"Before, I found about eighty-three cases involving Guotai Company, all of which were lawsuits triggered by 'disease' as an exclusion clause, and Guotai Company won all eighty-three of those cases."

"And in those cases, Guotai Company used the definition of modern medicine when expounding on the concept of disease."

"Now if he dares to deny it, what do you think that means? It means all those cases they won before were based on false statements!"

"Of course, in those cases, they were the defendants, and they were civil cases, so false statements did not involve the crime of forging evidence, nor the crime of false litigation."

"But they used false statements to get the Court to rule in their favor, causing the plaintiff to not receive money. What is that called? That's called triangular fraud, it's the crime of fraud!"

"Eighty-three cases, involving a total of 9.6 million yuan. Imagine how satisfying that would be."

Sun Yiling was dumbfounded by what she heard, or rather, she hadn't even realized how much information was hidden in such a brief exchange!

Zhou Yun pouted slightly, a bit disappointed, and said, "It's such a pity, their Legal Director is quite interesting, he didn't fall into the trap."

"But it doesn't matter, it was just something I did on the side anyway. If the other party doesn't fall into the trap, then they'll just lose the lawsuit."

Sun Yiling: "???"

My Lawyer seems to have a tendency towards severe punishment.

Zhou Yun always employed a two-pronged approach in lawsuits, usually giving you two choices: if you pick this one, you might lose the lawsuit, but if you pick that one, you might go to jail.

Go ahead and choose, you won't make a sound after choosing.

At this moment, Ren Jingcheng on the opposite side looked bewildered and said, "Old Xie, what are you doing?"

The Legal Director roared in a low voice, "What am I doing? I'm saving your ass, and mine too! Don't you know, when our company fought lawsuits before, we used the definition of modern medicine."

"And now you stand up and deny it?"

"Think about the consequences! That Zhou Lawyer is digging a pit for you, and you're just going to jump right in?"

The Legal Director broke out in a cold sweat just thinking about what had just happened. Actually, he hadn't seen it at first.

But when Ren Jingcheng spoke, he noticed that Zhou Yun's expression on the opposite side was a bit strange, and he immediately began to feel uneasy.

He started to sort through the case in his mind.

Because he had studied Zhou Yun's previous cases, he understood the other party quite well.

That Zhou Yun always liked to bury criminal traps within civil cases, and many people had been tricked that way before.

Of course, it couldn't be called a trick, after all, a crime is a crime, and all Zhou Yun did was expose the criminal behavior.

After realizing this, he quickly spoke to stop it. Although he didn't see the trap, he certainly couldn't admit it at that moment.

Only after stopping it did he slowly think about the problem within.

Ren Jingcheng was stunned, looking at that handsome guy on the opposite side. No, is this person really that malicious?